Direct Unsubsidized Loan Direct Subsidized Loan Perkins Loan Direct PLUS Loan Description A federal student loan available to students, regardless of financial need A federal student loan available to students with financial need *This loan is no longer available A federal loan available to parents with good credit histories, regardless...

Quincy Jones, Dolly Parton and Diane Keaton join the familiar cast of musicians and athletes still making millions from beyond the grave....

Sometimes you embark on a project and realise that you have misjudged things. To your horror you realise it’s too late to turn back. So you plough on and hope to avoid catastrophe. But enough about Mark Zuckerberg drinking Guinness. Other artificial-intelligence bigwigs harbour deep misgivings of another kind—about the potential...

WASHINGTON — When a researcher resigned from Anthropic out of fear that artificial intelligence might destroy all of humanity, the startling revelation panicked everyday Americans and spurred policymakers around the world to action.It also troubled the supervisors for the largest public pension in the United States, setting off a debate...

The biggest cybersecurity threat facing businesses today isn’t always fraudsters finding new ways to break into their systems. It’s an age old tactic, scamming businesses into granting them access. With AI, they can impersonate trusted vendors, replicate familiar voices and create increasingly convincing scams. A businesswoman protecting data on laptops...

“The investor’s chief problem – and even his worst enemy – is likely to be himself.”Benjamin Graham Fear can be powerful driver of our emotional decisionsGetty Images Managing the fear response Our survival response is innate and, by definition, creates an aversion to pain. The part of the brain responsible...

A Special Report on Corporate Leverage, Private Credit Risk, and Market Signs of Nervousness. AI companies have gone on a significant borrowing spree.Getty The artificial intelligence revolution is no longer just a story of software breakthroughs and soaring stock valuations. It has evolved into one of the most capital-intensive infrastructure...

Key TakeawaysOpinion polls show the public believes the job market will worsen in the coming year, with one measure of pessimism reaching its highest level since April 2020 in August.Professional forecasters see the job market as stable, predicting the unemployment rate will only inch up.The disconnect is one of several...

Key TakeawaysChild-free retirees often enjoy more flexibility but must proactively plan for long-term care and estate decisions.Without heirs, the focus shifts from legacy building to safe spending, optimal risk taking, and tax-smart asset drawdowns.Naming trustworthy proxies and setting up proper beneficiary structures is particularly important when kids aren’t in the...

Social Security funds are on track to run short by 2032, which would mean a reduction in benefits. Here’s how four hypothetical households rely on the program in retirement. Illustrations by Peter Arkle If Congress doesn’t act, more than 60 million Americans could see their Social Security income drop by...

An IPO, or initial public offering, is when a private company offers its shares to the public for the first time, becoming a publicly traded company. In June 2026, SpaceX launched the biggest IPO in history, raising $75 billion upon its debut with a valuation of nearly $1.8 trillion. 1...

Strong governance starts with structure, process, and a clear understanding of fiduciary responsibility. For many plan sponsors, the retirement plan committee is where governance becomes real. This is the group of fiduciaries charged with reviewing investments, monitoring fees, overseeing key service providers, and, increasingly, keeping an eye on participant outcomes,...

Increasingly over the years, investors have asked me about investments outside of the traditional publicly traded portfolios of stocks and bonds, a category broadly known as alternative investments. Hedge funds, venture capital, cryptocurrency, private markets, structured investments, pooled real estate investments, and more used to be known as only available...

Last week, a supertanker loading crude in the Gulf of Oman was fixed at $1.01 million a day for a voyage to Asia, with another deal reportedly agreed at $1.16 million. Bloomberg Intelligence says the benchmark rate for these very large crude carriers, or VLCCs, hit a record $907,635 a...

If you want to support a charity while receiving income during your lifetime, you might consider a charitable gift annuity (CGA). A CGA allows you to make an irrevocable gift to an eligible charity in exchange for fixed payments for life. You may also receive certain income and capital gains...

Bubbles always implode. - Charles P. Kindleberger, Manias, Panics, and Crashes: A History of Financial Crises Artificial intelligence has helped drive stocks and earnings sharply higher, raising fears of an AI stock market bubble. A closer look at valuations, profits, and the lessons of the dot-com era suggests today’s market...

NYSE So far, talk of AI-driven profit booms has been cheap for companies.Much like hyperscalers were once able to excite investors with ever-increasing capex levels without concrete evidence of monetization, firms have been able to dine out on the promise of future profit growth thanks to AI, while providing few...

(Bloomberg Opinion) --You’ve surely heard the standard advice that people should own more bonds than stocks as they age because stocks are riskier and older investors have less time to recover losses. I’ve always thought it was a half-baked idea, and rising interest rates show how costly it can be.Case...

Second jobs offer the appeal of additional money, but it can also lead to unplanned costs and other challenges.getty Are you feeling pressure to take on a second job because hustle culture makes one seem necessary, or because your paycheck no longer covers the life you’re living? The promise of...

Dave Castino has tracked his fuel economy across all 43,497 miles he's driven in his 2021 Mazda3 over the past three years. He averages 39.4 miles per gallon — 46% better than the Environmental Protection Agency's combined estimate for the car — and has topped out at 45.6 mpg on...

Key TakeawaysThe Treasury Department auto-enrolled 70 million children into Trump Accounts on Oct. 1.Millions of those children will automatically qualify for a $250 deposit from the founder and CEO of Dell Technologies.About seven in 10 children will qualify for the money. The Treasury Department opened Trump Accounts for 70 million...

When it comes to finances, it’s tempting to keep our cards close to our chest. Here’s how to open up the conversation — you might be surprised where it goes... Knowing what money means to our loved ones can help us understand each other. Photograph: Boris/Stocksy United They say money...

Key TakeawaysDownsizing your home can reduce taxes, utilities, maintenance, and repair costs.Selling unused furniture, electronics, clothing, toys, luggage and jewelry can generate extra cash.Selling rental property or a second car can reduce retirement responsibilities and ongoing expenses. Planning for retirement is an opportunity to simplify and downsize.Getty Images Downsizing in...

Key TakeawaysYou don’t need a high salary to build wealth if you save consistently and make saving automatic.Limiting lifestyle creep can help you keep more of each raise instead of letting spending rise with income.Starting early gives compounding more time to work, especially when invested money is left to grow...

People aged 18-34 are at the greatest risk of finding themselves on fraudsters’ radars. Here, seven people describe how they fell for different cons – and what they learned about staying safer online. Scammers are using increasingly sophisticated tactics to target people on social media. Composite: Stocksy United/Guardian Design When...

Key TakeawaysMortgage rates surged this week, rising to a nearly three-year high as investor concerns about inflation drove up Treasury note yields.Rising mortgage rates are hurting homebuyer budgets and dragging down the already dismal housing market.Higher mortgage rates are one effect of rising yields on 10-year Treasurys, which Fed Chair...

Key TakeawaysImplementing a new AI tool every time you make a slight update can actually yield a worse result, because after all the work that goes into the new model, the customer may not even see an improvement on their end.A technically better model does not automatically make it a...

Single moms completing the 2027–28 FAFSA should understand parent income, divorced-parent rules, aid deadlines and new Parent PLUS loan limits.getty According to the Education Data Initiative, the cost of college has increased 41.7% faster than the cost of inflation, with the average cost of tuition and fees climbing 93.2% since...

Most of my students use AI, and I worry about its corrosive effects. We must not entrust tech companies with our long-term health, says Prof Devi Sridhar, chair of global public health at the University of Edinburgh. ‘Just as resistance training is important to maintain muscle mass as we age,...

See key market data for the week ending September 25, 2026. Prepared by Broadridge Advisor Solutions. © 2026 Broadridge Financial Services, Inc. ...

The Markets (as of market close September 25, 2026) Stocks closed last week generally higher as tech and AI shares attracted investors, while Treasury yields continued to rise as a notable sell-off pulled bond prices lower. This result is likely due to traders trying to balance strong corporate earnings and...

KEY TAKEAWAYSFederal student loan borrowers must enroll in autopay by Sept. 30 to qualify for a temporary one percentage-point interest rate reduction.The interest rate reduction for borrowers who sign up will only last through June 30, 2028.Borrowers in delinquency or defunct repayment plans may not qualify unless they return to...

A study shows the burly Toyota Sequoia SUV has a 42.3% chance of lasting for more than a quarter-million miles.Toyota/benjamin hutton While a substantial number of motorists lease, rather than buy new vehicles outright, and in the process keep them for only two or three years, many more take a...

If you ask most economists, market experts, and even the Federal Reserve, the story of the US economy for the rest of 2026 will be one of strong and steady growth. But there are serious reasons to doubt this forecast of calm waters.There's no better example of the sanguine consensus...

Key TakeawaysAbout one in five Americans age 65 or older still work, showing retirement often includes some continued employment.Many older workers shift to part-time roles, with a much higher share working reduced hours than those ages 55 to 64.After declining for decades, the share of people working later in life...