Elon Musk and Grok (Photo by Jaap Arriens/NurPhoto via Getty Images) OBSERVATIONS FROM THE FINTECH SNARK TANK By now, many people have heard that Elon Musk’s AI chatbot, Grok , went disturbingly off the rails . What began as a mission to create an alternative to “woke” AI assistants turned...

The massive tax and spending legislation President Donald Trump dubbed the "Big Beautiful Bill" is set to reshape your family's finances in ways you might not expect. Dubbed by President Trump the Big Beautiful Bill, it's officially named the One Big Beautiful Bill Act and was signed into law July...

I’ve never seen as many potentially market moving vectors simultaneously in play. iStock-2193247114 I have marvelled over the past few years, and continue to marvel, at how markets shrug off the most dramatic political and economic events. Pandemics, wars, the toppling of the global trade system, the rise of rightwing...

I want to let you in on a little secret: A lot more people than you might think got help paying for their homes.Around one in three younger millennials did. Around four in five Gen Zers did. And if recent trends continue — skyrocketing property prices, high mortgage rates, a...

Dull questions, awkward silences, excruciating gaffes: socialising can be a minefield. Here’s how to avoid disaster – and even enjoy yourself. ‘When people talk to strangers, they enjoy it more when they go a little deeper.’ Composite: Guardian Design; Klaus Vedfelt/Getty Images (posed by models) The cliche about small talk...

Don’t break a sweat over those eternal theme park queues. Here’s how to navigate the latest “fast pass” options at both Disney World and Universal. Hagrids Magical Creatures Motorbike Adventure at Universal Orlando Resort/Photographer: Darren Walsh/Getty Images Takeaways by Bloomberg AIWalt Disney World and Universal Studios Florida have overhauled their line-skipping...

A better vacation starts with a better OOO—and getting real about unplugging. Most of us have a complicated relationship with the out-of-office (OOO) autoreply. Some Alpha types refuse to use it at all, ghosting their inbox while off-grid at Burning Man. Others switch it on if they’re just stepping out...

Due to financial pressures and personal events, 46% of parents say their adult children have moved back home. Here’s how to navigate the potential ‘boomerang burden.’ Financial pressures are forcing many adult children to 'boomerang' back homegetty It’s a financially challenging time to be a young adult. In a recent...

Letizia Alto and Kenji Asakura started buying rental properties in 2015 to free themselves from 80-hour workweeks.The physician couple, who met while working at the same hospital, were essentially starting from scratch. Asakura had dipped his toe into real estate investing in the early 2000s — he was mostly buying...

Jennifer Knoll got the first email from Zillow shortly after 5 p.m. on a Wednesday in late May. The next day, she received another. By the time the weekend arrived, she had three warnings from the home-search giant sitting in her inbox.Knoll has been helping people buy and sell houses...

When Becky Edgren left her leadership role in manufacturing, she wasn't looking for a fresh start; she was looking to build a generational legacy. She had spent her career working in the Dayton, Ohio, tooling and machining business her father had started. But when her family sold the business, she...

According to the Federal Reserve's Survey of Consumer Finances, taken every three years, slightly more than one in five U.S. households had received an inheritance as of 2022. 1 If you expect to receive an inheritance one day, these tips may help you better manage your financial windfall. Wait a...

Maybe you want the luxury of a swimming pool in your backyard, but you’re not thinking about selling your home just yet. Or maybe you want to make improvements to entice potential buyers. Whatever your reason for renovating your home, very few renovations will return 100% of their cost if...

Not all natural disasters are covered by renters insurance policies, and you may need to buy separate additional coverages for earthquakes and floods to protect your belongings should these disasters strike in your area.“If you rent a house or apartment and experience a fire or other disaster, your landlord’s insurance...

SummaryS&P report finds most firms overlook climate risks hidden in supply chainsClimate-sensitive sectors such as agribusiness face major supply challengesBut all sectors face downstream risks, eg climate affecting transportationUK retailers backing soy loans tied to zero deforestation in BrazilDeveloping first order climate risks assessments vital to establish risk exposure iStock...

Amazon CEO Andy Jassy said AI will change the tech giant's workflow and generate "efficiency gains" that will ultimately "reduce our total corporate workforce."Put more bluntly: AI means we'll need less of you to keep things running.The message wasn't well received by many Amazon employees, BI's Eugene Kim reports. "There...

Jeremy Barker spent much of his career bouncing between construction, working as a paramedic, and working as a fireman, as well as experimenting with startups."I kind of played ping-pong for the first 35 years, trying to decide what it is that I loved, which was fire," he told Business Insider....

An immensely readable dive into the ‘predictive processing’ hypothesis, our best guess as to how the mind really works. ‘The brain is a prediction machine.’ Photograph: Jose Luis Stephens/Alamy The process of perception feels quite passive. We open our eyes and light floods in; the world is just there, waiting...

When you start and grow a business , you must devote your full mental, emotional and financial attention. Due to this, entrepreneurs usually prioritize growth over personal wealth. But the truth is, without intentionally building personal wealth, you could find yourself with a successful business and nothing to show for...

Most leadership development programs feel successful, but employees say they’re not actually creating better leaders. Here’s what really needs to change. Leadership Development Is Broken, Because We're Asking the Wrong People If It's Working (Getty) The multi-billion dollar global leadership development industry has a dirty secret: most leadership development programs...

You would be better off claiming early If you die young, but if you don't, starting too early can lock you into reduced payments for decades. So, what’s the right move? The question of starting claims early or late is a common one among those eligible - or about to...

Here are five actionable tips that can help you maximize your retirement income and sustain you for the long haul. 5 Simple Retirement Withdrawal Tips To Make Your Money Last (Getty) Saving enough money is half the battle for a comfortable retirement. After years of diligently building up your nest...

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Given all this fragility, recessionary or inflationary shocks — or even both together — are conceivable. iStock-1127138768 The interest rate, real and nominal, on long-term safe assets is perhaps the most important price in a capitalist economy. It tells one about confidence in governments and the economy. In recent years,...

After Michael Gerlich published a study this year, his inbox was flooded. He got so many messages, mostly from teachers, he wondered about closing his account. This was unusual for the professor, who teaches at SBS Swiss Business School in Zurich, where he heads the rather staid-sounding Center for Strategic...

COPYRIGHT ©2023 WEALTHKARE.COM, INC. ALL RIGHTS RESERVED | FEE-BASED FINANCIAL PLANNING AND INVESTMENT ADVISORY SERVICES ARE OFFERED BY WEALTHKARE.COM, INC. A REGISTERED INVESTMENT ADVISOR DOMICILED IN PENNSYLVANIA. INSURANCE RELATED CONSULTING, PRODUCTS AND SERVICES ARE OFFERED THROUGH AMERICAN ASSETS FINANCIAL CORP. & RIA WEALTH SOLUTIONS LLC. WEALTHKARE.COM, INC., RIA WEALTH SOLUTIONS...

Building wealth can be a challenging task, especially in challenging economic times. Recent economic uncertainties —including concerns about job security, rising tariffs, ant the significant increase in the cost of everyday food items like eggs, meat and fish —highlight the urgency of reassessing our financial habits. The current economic climate...

They say “the first $100K is the hardest”—but that doesn't mean your investing and saving journey ends there. So, where does that phrase actually come from, and what does it mean for your money today? Plus, here's why what comes after that $100,000 matters just as much. The habits you...

Two Chinas inhabit the American imagination: One is a technology and manufacturing superpower poised to lead the world. The other is an economy that’s on the verge of collapse.Each reflects a real aspect of China.One China — let’s call it hopeful China — is defined by companies like artificial intelligence...

Indexed annuities and variable annuities can be useful options for retirement savings because interest earnings are tax-deferred until withdrawn. These annuities can also be converted to a stream of income payments that can last for the rest of your life (annuitization). However, annuitization generally requires that you exchange your annuity...

Key TakeawaysForgetting about your retirement plans or cashing them out early when you switch jobs can lead to significant fees.Leaving your 401(k) with your former employer could cost you up to $18,000 throughout your career, according to a recent study.Experts say you should consolidate your retirement accounts where possible to...

Some employers offer 403(b) plan participants the opportunity to make Roth 403(b) contributions. If you have access to this option, Roth contributions could play an important role in helping enhance your retirement income. What is a Roth 403(b)? A Roth 403(b) is a traditional 403(b) plan that accepts Roth 403(b)...

Danielle Seurkamp, Contributor May 29, 2025 The Health Savings Account (HSA) may be the most underrated financial savings vehicle out there. Why, you ask? HSAs offer a rare triple tax benefit. Contributions are tax-deductible (or pre-tax if made through payroll).Growth is tax-free as long as funds remain in the account.Withdrawals...

Think “Sell in May” still works? Think again. Discover why smart investors ignore the calendar—and how catalysts, not seasons, drive real portfolio returns. Don’t Sell in May—Rotate and Win While Others Run (Getty) “Sell in May and go away.” It’s catchy. It rhymes. And it’s wrong. Every year, investors consistently...

The FBI is warning about end-of-life routers no longer updated that present a serious hacking danger of Internet of Things devices that can lead to downloaded malware. Internet of things (IOT), devices and connectivity concepts on a network, cloud at center. digital circuit board above global Earth (Getty) The Internet...