ESG Watch: Why extreme weather events are just the tip of the iceberg for companies in a riskier world SummaryS&P report finds most firms overlook climate risks hidden in supply chainsClimate-sensitive sectors such as agribusiness face major supply challengesBut all sectors face downstream risks, eg climate affecting transportationUK retailers backing soy loans tied to zero deforestation in BrazilDeveloping first order climate risks assessments vital to establish risk exposure iStock... Published on: 2025-06-24 Source: Wealthkare.com Article Feed Even the people building AI can't keep their jobs safe from it Amazon CEO Andy Jassy said AI will change the tech giant's workflow and generate "efficiency gains" that will ultimately "reduce our total corporate workforce."Put more bluntly: AI means we'll need less of you to keep things running.The message wasn't well received by many Amazon employees, BI's Eugene Kim reports. "There... Published on: 2025-06-23 Source: Wealthkare.com Article Feed A former firefighter went from earning $1,600 a month to owning over 30 properties. He explains how he used creative financing to land his first $3 million deal with $30,000 in savings. Jeremy Barker spent much of his career bouncing between construction, working as a paramedic, and working as a fireman, as well as experimenting with startups."I kind of played ping-pong for the first 35 years, trying to decide what it is that I loved, which was fire," he told Business Insider.... Published on: 2025-06-21 Source: Wealthkare.com Article Feed A Trick of the Mind by Daniel Yon review – explaining psychology’s most important theory An immensely readable dive into the ‘predictive processing’ hypothesis, our best guess as to how the mind really works. ‘The brain is a prediction machine.’ Photograph: Jose Luis Stephens/Alamy The process of perception feels quite passive. We open our eyes and light floods in; the world is just there, waiting... Published on: 2025-06-18 Source: Wealthkare.com Article Feed The Overlooked Money Moves That Help Entrepreneurs Build Long-Term Wealth When you start and grow a business , you must devote your full mental, emotional and financial attention. Due to this, entrepreneurs usually prioritize growth over personal wealth. But the truth is, without intentionally building personal wealth, you could find yourself with a successful business and nothing to show for... Published on: 2025-06-17 Source: Wealthkare.com Article Feed Leadership Development Is Broken, Because We're Asking the Wrong People If It's Working Most leadership development programs feel successful, but employees say they’re not actually creating better leaders. Here’s what really needs to change. Leadership Development Is Broken, Because We're Asking the Wrong People If It's Working (Getty) The multi-billion dollar global leadership development industry has a dirty secret: most leadership development programs... Published on: 2025-06-16 Source: Wealthkare.com Article Feed Should You Start Taking Social Security as Early as You Can? You would be better off claiming early If you die young, but if you don't, starting too early can lock you into reduced payments for decades. So, what’s the right move? The question of starting claims early or late is a common one among those eligible - or about to... Published on: 2025-06-14 Source: Wealthkare.com Article Feed 5 Useful Retirement Withdrawal Tips to Make Your Money Last Longer Here are five actionable tips that can help you maximize your retirement income and sustain you for the long haul. 5 Simple Retirement Withdrawal Tips To Make Your Money Last (Getty) Saving enough money is half the battle for a comfortable retirement. After years of diligently building up your nest... Published on: 2025-06-12 Source: Wealthkare.com Article Feed Video: LinkedIn Exec Says AI 'Taking Over' Entry-Level Work COPYRIGHT ©2023 WEALTHKARE.COM, INC. ALL RIGHTS RESERVED | FEE-BASED FINANCIAL PLANNING AND INVESTMENT ADVISORY SERVICES ARE OFFERED BY WEALTHKARE.COM, INC. A REGISTERED INVESTMENT ADVISOR DOMICILED IN PENNSYLVANIA. INSURANCE RELATED CONSULTING, PRODUCTS AND SERVICES ARE OFFERED THROUGH AMERICAN ASSETS FINANCIAL CORP. & RIA WEALTH SOLUTIONS LLC. WEALTHKARE.COM, INC., RIA WEALTH SOLUTIONS... Published on: 2025-06-11 Source: Wealthkare.com Article Feed Interest rates are normal, the world is not Given all this fragility, recessionary or inflationary shocks — or even both together — are conceivable. iStock-1127138768 The interest rate, real and nominal, on long-term safe assets is perhaps the most important price in a capitalist economy. It tells one about confidence in governments and the economy. In recent years,... Published on: 2025-06-10 Source: Wealthkare.com Article Feed Is AI dulling critical-thinking skills? As tech companies court students, educators weigh the risks After Michael Gerlich published a study this year, his inbox was flooded. He got so many messages, mostly from teachers, he wondered about closing his account. This was unusual for the professor, who teaches at SBS Swiss Business School in Zurich, where he heads the rather staid-sounding Center for Strategic... Published on: 2025-06-09 Source: Wealthkare.com Article Feed Market Month: May 2025 (Video) COPYRIGHT ©2023 WEALTHKARE.COM, INC. ALL RIGHTS RESERVED | FEE-BASED FINANCIAL PLANNING AND INVESTMENT ADVISORY SERVICES ARE OFFERED BY WEALTHKARE.COM, INC. A REGISTERED INVESTMENT ADVISOR DOMICILED IN PENNSYLVANIA. INSURANCE RELATED CONSULTING, PRODUCTS AND SERVICES ARE OFFERED THROUGH AMERICAN ASSETS FINANCIAL CORP. & RIA WEALTH SOLUTIONS LLC. WEALTHKARE.COM, INC., RIA WEALTH SOLUTIONS... Published on: 2025-06-07 Source: Wealthkare.com Article Feed 3 Smart Money Moves To Build Wealth During Uncertain Times Building wealth can be a challenging task, especially in challenging economic times. Recent economic uncertainties —including concerns about job security, rising tariffs, ant the significant increase in the cost of everyday food items like eggs, meat and fish —highlight the urgency of reassessing our financial habits. The current economic climate... Published on: 2025-06-05 Source: Wealthkare.com Article Feed If Earning the First $100K Is the Hardest, What Do You Do After That? They say “the first $100K is the hardest”—but that doesn't mean your investing and saving journey ends there. So, where does that phrase actually come from, and what does it mean for your money today? Plus, here's why what comes after that $100,000 matters just as much. The habits you... Published on: 2025-06-04 Source: Wealthkare.com Article Feed There Are Two Chinas, and America Must Understand Both Two Chinas inhabit the American imagination: One is a technology and manufacturing superpower poised to lead the world. The other is an economy that’s on the verge of collapse.Each reflects a real aspect of China.One China — let’s call it hopeful China — is defined by companies like artificial intelligence... Published on: 2025-06-03 Source: Wealthkare.com Article Feed Guaranteed Lifetime Withdrawal Benefit Annuity Rider Indexed annuities and variable annuities can be useful options for retirement savings because interest earnings are tax-deferred until withdrawn. These annuities can also be converted to a stream of income payments that can last for the rest of your life (annuitization). However, annuitization generally requires that you exchange your annuity... Published on: 2025-06-02 Source: Wealthkare.com Article Feed Got a New Job? Avoid This Action That Can Cost You Retirement Money Key TakeawaysForgetting about your retirement plans or cashing them out early when you switch jobs can lead to significant fees.Leaving your 401(k) with your former employer could cost you up to $18,000 throughout your career, according to a recent study.Experts say you should consolidate your retirement accounts where possible to... Published on: 2025-06-01 Source: Wealthkare.com Article Feed The Roth 403(b) Some employers offer 403(b) plan participants the opportunity to make Roth 403(b) contributions. If you have access to this option, Roth contributions could play an important role in helping enhance your retirement income. What is a Roth 403(b)? A Roth 403(b) is a traditional 403(b) plan that accepts Roth 403(b)... Published on: 2025-05-31 Source: Wealthkare.com Article Feed IYKYK: Secrets To Getting The Most From Your Health Savings Account Danielle Seurkamp, Contributor May 29, 2025 The Health Savings Account (HSA) may be the most underrated financial savings vehicle out there. Why, you ask? HSAs offer a rare triple tax benefit. Contributions are tax-deductible (or pre-tax if made through payroll).Growth is tax-free as long as funds remain in the account.Withdrawals... Published on: 2025-05-30 Source: Wealthkare.com Article Feed Why “Sell In May” Is Costing You Alpha—And What to Do Instead Think “Sell in May” still works? Think again. Discover why smart investors ignore the calendar—and how catalysts, not seasons, drive real portfolio returns. Don’t Sell in May—Rotate and Win While Others Run (Getty) “Sell in May and go away.” It’s catchy. It rhymes. And it’s wrong. Every year, investors consistently... Published on: 2025-05-27 Source: Wealthkare.com Article Feed FBI Warns About Danger in the Internet of Things The FBI is warning about end-of-life routers no longer updated that present a serious hacking danger of Internet of Things devices that can lead to downloaded malware. Internet of things (IOT), devices and connectivity concepts on a network, cloud at center. digital circuit board above global Earth (Getty) The Internet... Published on: 2025-05-26 Source: Wealthkare.com Article Feed Big Tech is crushing middle managers. Some fear the great flattening has gone too far. Big Tech is winning the battle of the bulge.Companies are shedding layers of management in an attempt to reduce bureaucracy. Some employees are applauding the move, known as flattening the middle, in hopes of getting faster and boosting efficiency.Microsoft said Tuesday it's slashing about 6,000 employees. While the days since... Published on: 2025-05-25 Source: Wealthkare.com Article Feed I Let Sam Altman’s Orb Scan My Eyes. Now I’m A “Verified Human” One minute. That’s all it took. One surreal, slightly awkward minute standing face-to-face with a shiny metal sphere in a glass-fronted shop on Union Square, San Francisco. I stepped in curious. I walked out a "Verified Human." I had met the Orb. Dan and the OrbDan Fitzpatrick What’s an Orb?... Published on: 2025-05-24 Source: Wealthkare.com Article Feed Video: Is the Age of American Exceptionalism Over? COPYRIGHT ©2023 WEALTHKARE.COM, INC. ALL RIGHTS RESERVED | FEE-BASED FINANCIAL PLANNING AND INVESTMENT ADVISORY SERVICES ARE OFFERED BY WEALTHKARE.COM, INC. A REGISTERED INVESTMENT ADVISOR DOMICILED IN PENNSYLVANIA. INSURANCE RELATED CONSULTING, PRODUCTS AND SERVICES ARE OFFERED THROUGH AMERICAN ASSETS FINANCIAL CORP. & RIA WEALTH SOLUTIONS LLC. WEALTHKARE.COM, INC., RIA WEALTH SOLUTIONS... Published on: 2025-05-23 Source: Wealthkare.com Article Feed Trump Is Taking Aim at US Drug Prices. Here’s Why They’re So High. Americans spend more on prescription and over-the-counter drugs than anyone else in the world. It’s true that they take a lot of pills. But what really sets the US apart is how much drugs cost. Unlike in most other countries, their prices are established without direct government intervention. Modest changes... Published on: 2025-05-22 Source: Wealthkare.com Article Feed Microsoft Employees Are Banned From Using This Popular AI App DeepSeek's AI app quickly became popular in the U.S. after its release in January, rising to the top of U.S. Apple and Google app stores and capturing the attention of Silicon Valley . DeepSeek differentiated itself from its competitors, like ChatGPT , Gemini , and Claude , by being a... Published on: 2025-05-21 Source: Wealthkare.com Article Feed What Is Portfolio Diversification and Why Is It Important? Understand what portfolio diversification is and why it's a crucial investment strategy. Learn how diversification can help reduce risk and potentially improve long-term returns. Portfolio diversification represents a mathematically sound approach to managing investment risk without necessarily compromising long-term returns (Getty) Portfolio diversification represents one of the fundamental principles of... Published on: 2025-05-20 Source: Wealthkare.com Article Feed How to Deal With Economic Uncertainty? Emergency Savings Are a Start. You have no control over the volatility in financial markets or the economic tumult caused by President Donald Trump’s tariff policies. But you can prepare for financial potholes by bolstering your rainy-day fund.“Emergency savings is one of the single best predictors of a person’s financial well-being,” said Stephen Roll, codirector... Published on: 2025-05-19 Source: Wealthkare.com Article Feed How To Start A Business With No Money In 2025 You don’t have venture capital, private investors, or enormous savings. Good. You don’t need them. Oftentimes, having less resources actually challenges us to be resourceful. Did you know that there are so many ways to start a business without having any money to invest in its growth, at least when... Published on: 2025-05-18 Source: Wealthkare.com Article Feed How ‘MAGA Accounts’ With $1,000 Savings for Babies Would Work The $4 trillion tax bill released May 12 by House Republicans, which sets the stage for a Congressional battle over President Donald Trump’s key economic legislation, includes an unusual provision: the creation of a new savings vehicle dubbed “MAGA accounts” that would be seeded with $1,000 for each American baby... Published on: 2025-05-17 Source: Wealthkare.com Article Feed This Is What AI Thinks Of You And Knows About You In today’s column, I address a topic that is quite surprising to many users of generative AI and large language models (LLMs). When you use generative AI, the AI is usually keeping track of you in numerous ways. The AI is identifying a wide array of aspects about what you... Published on: 2025-05-16 Source: Wealthkare.com Article Feed Retirement Plans for Small Businesses If you own a small business and you haven't set up a retirement savings plan, what are you waiting for? A retirement plan can help you and your employees save on taxes while saving for the future. Tax advantages A retirement plan can have significant tax advantages: Employers with 100... Published on: 2025-05-15 Source: Wealthkare.com Article Feed Starting or Buying a Business So, you're thinking of going into business for yourself. You have several options available, and all involve some degree of risk. Do you want to create a start-up operation? Perhaps you are planning on buying an existing business. Or, you may be considering the purchase of a franchise operation. Each... Published on: 2025-05-14 Source: Wealthkare.com Article Feed Should You Pay Off Debt or Save for Retirement? COPYRIGHT ©2023 WEALTHKARE.COM, INC. ALL RIGHTS RESERVED | FEE-BASED FINANCIAL PLANNING AND INVESTMENT ADVISORY SERVICES ARE OFFERED BY WEALTHKARE.COM, INC. A REGISTERED INVESTMENT ADVISOR DOMICILED IN PENNSYLVANIA. INSURANCE RELATED CONSULTING, PRODUCTS AND SERVICES ARE OFFERED THROUGH AMERICAN ASSETS FINANCIAL CORP. & RIA WEALTH SOLUTIONS LLC. WEALTHKARE.COM, INC., RIA WEALTH SOLUTIONS... Published on: 2025-05-13 Source: Wealthkare.com Article Feed Term Life Insurance Term life insurance provides life insurance coverage for a specific time period (the term). It is often referred to as pure insurance. The face amount of the policy is paid if you die during the term of the policy. When you live longer than the term of the insurance coverage,... Published on: 2025-05-12 Source: Wealthkare.com Article Feed 1 2 3 … Next ESG Watch: Why extreme weather events are just the tip of the iceberg for companies in a riskier worldEven the people building AI can’t keep their jobs safe from itA former firefighter went from earning $1,600 a month to owning over 30 properties. He explains how he used creative financing to land his first $3 million deal with $30,000 in savings.A Trick of the Mind by Daniel Yon review – explaining psychology’s most important theoryThe Overlooked Money Moves That Help Entrepreneurs Build Long-Term WealthDebt Income Management Stock Market Updates