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Roth IRAs

This post was originally published on this siteAre there restrictions on making withdrawals from a Roth IRA? Yes and no. You are free to make withdrawals at any time from your Roth IRA, but only qualified distributions receive tax-free treatment. A qualified...

Spousal IRAs

This post was originally published on this siteWhat is a spousal individual retirement account (IRA)? If you meet certain conditions, you can set up and contribute to an IRA (traditional or Roth) for your spouse, even if he or she receives little or no taxable...

IRAs

This post was originally published on this siteWhat is an individual retirement account (IRA)? An individual retirement account (IRA) is a personal savings plan that offers specific tax incentives to encourage you to save for retirement. Currently, there are two types...

“Stretch” IRAs

This post was originally published on this siteWhat is a “stretch” IRA? The term “stretch IRA” has become a popular way to refer to an IRA (either traditional or Roth) that has provisions that make it easier to “stretch out” the...