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Survivorship policies are offered in many forms, including whole life, variable universal life, current assumption whole life, or universal life. These forms all contain cash values that may be accessed during the lifetime of the insureds through policy loans.
Variable life insurance and variable universal life insurance policies are offered by prospectus, which you can obtain from your financial professional or the insurance company. The prospectus contains detailed information about investment objectives, risks, charges, and expenses. You should read the prospectus and consider this information carefully before purchasing a variable life or variable universal life insurance policy.